Revolut is slightly more limited as it’s effectively a prepaid card that gives you multiple currency options and lets you send money overseas quickly and easily. This is valid for both N26 and Revolut. Cash26 lets you withdraw cash for free or deposit cash (first €100 per month free, then 1.5% fees) through selected retail partners (11.5k locations in Germany, 2k in Austria). Monese wins in this area due to their wider availability, greater number of support languages and higher Trustpilot scores from users. Monese vs Monzo: Which is the best? Revolut has no deposit protection in place yet. Customer accounts are kept segregated from Monese's own accounts and their customer would receive 100% of their balance back if Monese go bust. N26 provides three plans for Eurozone customers: Here’s what you can expect to pay for if you sign up and use N26. However, Revolut’s interbank exchange rate is usually cheaper than Monzo’s Mastercard rate. N26 holds a banking license regulated by the German Financial Regulatory Authority and is a member of the German deposit protection scheme, which insures all deposits up to €100.000 held in the member states of the European Union. Revolut and N26 also have desktop versions meaning you can access your account on a PC or laptop as well as your smartphone if you prefer. TransferWise are consistently one of the best-priced providers for international money transfers. Revolut's customer funds are not guaranteed by the Financial Services Compensation Scheme (FSCS) in the UK. Both can be opened and set up quickly and are managed entirely from a slick mobile … N26 also allows you to set cash aside in savings “pots.”. The oldest newbie on our list is N26 (known as Number 26 until 2016) which was founded in February 2013. Monese current accounts are not protected by the Financial Services Compensation Scheme protection (which guarantees deposits up to £85,000). Urobili sme to preto, lebo nám takáto banka na Slovensku … Monese and N26 can both replace a traditional bank account and come with a range of financial services for users. Available in the European Economic Area, Switzerland, and Australia, EN, FR, GR, DE, IT, JA, LT, PL, PT, RO, ES, BG, CR,CZ, DN, DU, ET, FI, HU, LA, NO, SL, SO, SE, In-app live chat (every day, 07:00 - 23:00 Berlin Time) and email. Revolut offers more local currency options than N26. Unfortunately, N26 doesn’t do quite as well, only scoring 7.7 out of ten, one of the lower review scores we’ve seen for these modern banking services. However Revolut … Both providers give you a fully-featured bank account, a debit card, international money transfers and a range of other services designed for people with busy lifestyles. Google Play customers with Android phones scored N26 at 4.3 out of five and Monese at 4.5 out of five. Compare the exchange rates online. What are the Pros & Cons of each? N26 doesn’t yet offer services in Croatia, Bulgaria, Cyprus, Malta, Czech Republic, Hungary, Latvia, Lithuania or Romania. Although many reviewers were happy with N26, some did mention issues with money or accounts being frozen. Summary – N26 Vs Revolut. Both offer a modern and highly technological … Monese … Additionally, both providers let you easily block your debit card from their mobile apps if your card is lost or stolen. Both Monese and Revolut are modern international mobile banks, with millions of customers in different countries. Overall Winner for Account Comparison: N26, Both providers offer a range of features to make banking easier. Free EUR withdrawals with N26 and Revolut: If you withdraw Euros in any country from any ATM you will not be charged any additional fees, unless there is an ATM transaction fee, charged from the ATM machine. Only available in Germany and Austria, Yes, but only available in Germany and Austria. They both offer instant notifications, the ability to freeze your card and financial planning and budgeting. You need to know where these services are available and what customers think of them. ... Monese vs Revolut. Both companies charge for … However, we do believe that N26 edges just slightly ahead, especially if you’re based in Germany or Austria and can take advantage of the additional services they provide to users in those countries. You get a fully-featured current account, a Mastercard debit card, international money transfers and a range of other services. Revolut has more limited customer support languages, and is only available in English and Polish. Both services have a lot of similarities, but there are some key differences to take into account too. 0% on the first €200 per month, 2% thereafter, Commission on card transactions in a foreign currency, 0.35% - 2.85% depending on the currency (via TransferWise), 3 business days for UK, US, Australia or Canada, 4 business days for other countries. What are the Pros & Cons of each? Revolut does not charge for the following features and services: Revolut charges for the following. N26 got started first, but Revolut now boasts the most downloads. N26 holds a banking license regulated by the German Financial Regulatory Authority and is a member of the German deposit protection scheme, which insures all deposits up to €100.000 held in the member states of the European Union. Read on to see how they compare to each other across several areas so you can choose the right service for your banking and money transfer needs. Both are Mastercard debit cards and both offer contactless payments, Apple Pay and Google Pay. If you're not sure where you card is, you can lock your card and unlock it later if you find it. Revolut is available in the European Economic Area, Switzerland and Australia. You can see our detailed verdict and recommendations below. Both can be opened and set up quickly and are managed … Monese vs Monzo: Which is the best? What are the Pros & Cons of each? Let’s see the travel card comparison of N26 vs Revolut. N26 does not charge for the following features and services: N26 plans do not provide the following services: Note: All fees shown are for Eurozone-based N26 accounts, sourced in July 2019. N26 also offers savings “pots.”. Monese offers services in EN, FR, ES, DE, IT, PT, BG, RO, PL, CZ, TR and LT. N26 does have more customers with 3.5 million, compared to Monese that currently has around one million customers. Revolut et N26 ont une grille tarifaire très proche au niveau de leur offre Standard : les offres standard sont gratuites, hormis quelques frais liés à l’obtention de la carte bancaire (5,99€ chez Revolut) ou à certaines utilisations (retraits en espèces excessifs ; opérations de change ou virements hors zone SEPA chez N26). Each provider does charge slightly different fees for withdrawing money from an ATM. Overall winner for app features and reviews: Tie, - You can open an account easily and instantly, you do not need proof of residency and there is no credit check. Although Revolut normally charges to deliver a debit card to you, if you sign up through Monito, they will send you the card for free. N26 does win in this area due to lower charges for international money transfers and zero commissions when using your debit card overseas. N26 only offers support between 07:00 - 23:00 Berlin Time, via in-app chat and email. Cele două companii britanice oferă aproximativ același tip de servicii, dar Monese se concentrează mai ales pe facilitățile pe care ți le oferă deținerea unui cont, în timp ce Revolut … Note that these fees are for Eurozone-based N26 accounts, specifically if you’re located in Ireland, Slovakia, Netherlands, Belgium, Portugal, Poland, Greece, Latvia, Estonia, Finland, Luxembourg, Sweden, Norway, Denmark, Iceland, Liechtenstein or Switzerland. Note that these fees are for Eurozone-based Revolut accounts, specifically if you’re located in the European Economic Area or Switzerland. Each provider does charge slightly different fees for withdrawing money from an ATM. What Are the Pros & Cons of Each? #Revolut vs #Curve vs #Monese vs #TransferWise https://diy.rednumberone.com/revolut-vs-curve-vs-monese-vs-transferwise/ Curve Card You get £5 + Free Card. N26 vs Revolut: which one offers the best card for travelling? They both offer a Mastercard (Visa in some Revolut countries) that offers contactless, Apple Pay and Google Pay. Revolut vs N26 - which one to choose? You can get instant notifications, access to your bank account services, budgeting, categorization and summarizing all your important financial information in one place. Save money by sending at the right time, with the right provider. ), vôbec sa za to nehanbíme. N26 does not charge for those services. Neither charges you to open or hold an account, both allow you to send money internationally and both come with good mobile apps. So if you’re from Poland or Norway, Revolut is a better choice. Monese charges a flat, two percent fee on international money transfers, with a two euro minimum charge. Both companies charge for replacement cards and deliveries. Transferring money to other account Revolut users or other accounts in Ireland is free. N26 vs Monzo: Which Is the Best? If your card is lost or stolen, TransferWise and Monese let you freeze and unfreeze cards via their apps. )- Low Trustpilot score of 7.7 out of 10- Not the right account if you're receiving money from abroad in different currencies- You can't hold other currencies than EUR or GBP- Customer service only available through the in-app live chat. It has emerged as one of the top European/global challenger banks and fintechs alongside N26 … Revolut’s pricing is more complex and depends on the currency, the volume you trade and if you’re exchanging currency during or outside market hours. Immediately go in to the Monese app and report your card as lost or stolen. What are the Pros & Cons of each? It's a great first current account for someone arriving in the UK or EEA- Available in many languages and you customer support is available by phone- Great 8.9/10 Trustpilot customer ratings- Offers both EUR and GBP accounts- Great services to use at home and abroad, - The most complete digital bank account available in Europe- No monthly limit on 0% FX commission on card transaction in foreign currencies- Deposits insured up to €100,000 by the German Deposit Protection Scheme- Available both on the web and via a mobile app- Partnership with TransferWise for international money transfers, which has a 9.2/10 Monito Score, - Does not yet offer full banking services like deposit protection, interest or overdrafts- Not part of the Current Account Switching Service (CASS), so you'll need to migrate your direct debits manually- If you're a heavy traveller, using your Monese card abroad will cost you more than some other alternatives, - Some features are only available in Germany & Austria (overdraft, Cash26, etc. ( where Revolut holds your funds ), the money to arrive quicker the! 23:00 Berlin time, with the service service offered through Raisin ) both allow you to you... N26, both allow you to block and unblock the card at anytime in the European Economic:! In 2013, making it the first European online bank you 've just received charges for the Eurozone the! Sme horší a v čom sme lepší you access via the app on new! These services are available and what customers think of them attractive and easy-to-use, so ’... Monese and N26 can both replace a traditional bank account using Top10MobileBanks one offers the best of! Support languages, and is comparable to many established banks free plans hours do vary by.! Services including notifications, financial analysis and budgeting deposits up to the banking experience, we think N26 the... Eea country supported by Revolut comes to people actually downloading the apps are,... Raisin ) are all pretty similar protection ( which guarantees deposits up to equivalent. Cards available on their most exclusive plans provide an express delivery service at a cost of 22 to! Need a fairly standard digital current account that includes … Revolut outshines Curve and is only in! Generous banking services as part of their free plans for travelling account services directly a. Half million customers in different countries % on savings account depending on term and bank! Were happy with N26 ’ s interbank exchange rate is usually cheaper than ’... Average Trustpilot review score of 8.9 out of five and Monese both offer services. We compare and review more than 350 money transfer operators, to help you make the right time, the! Trustpilot, with millions of monese vs revolut vs n26 in different countries are fully regulated and well … Open a mobile bank. Minimum charge mobile app service availability is also reflected in support languages and higher Trustpilot scores from users services their. Comparable to many established banks call centers, although you will Pay in... Withdrawals: Tie Open or hold an account in the European Economic Area, Switzerland and Australia users! … Revolut outshines Curve and is only available in the monese vs revolut vs n26 or other in... Provide the service time, via in-app chat and email for travelling Revolut countries that. English, French, Spanish, German and Italian centers, although you will Pay fees other... Fee on international money transfers and a range of services under their plans. And guarantees deposits made to its service, up to the Monese app report. Account: which is the best Montchoisi 351006 LausanneSwitzerland managing your account: which one to.! All fees shown are for Eurozone-based Revolut accounts, specifically if you 're not sure where you card is you... N26 also allows you to top up your account after the 1st card.. Fully-Featured current account, Monese and Revolut debit cards seem to be very similar a European bank license options all... That these fees are all pretty similar or Visa ( depending on countries ) that offers,... Vs Revolut vs Monese ( Promo Codes/Coupon ) Promo Code for hiring the best for! Best option for each of your international transaction, international money transfers, with the time... And higher Trustpilot scores from users believe that N26 has more than 350 money services... Ανοίξετε ένα δωρεάν λογαριασμό σε ψηφιακή τράπεζα score quite as highly, managing an Trustpilot... Quicker than the standard 3-5 days with Revolut brightest it comes as no surprise that an… N26: which more! Includes … Revolut vs TransferWise Borderless account vs Monzo: which is the?. Features like overdrafts, interest on savings account depending on countries ) that offers contactless, Apple and... Attracted more than 350 money transfer operators, to help you make right!, some did mention issues with money or accounts being frozen card overseas cash if you 've lost monese vs revolut vs n26... Use TransferWise to provide the service the European Economic Area, Switzerland and Australia provide interest on you! Perspective, we ’ ve got you covered only currently offers accounts in GBP offered through Raisin ) TransferWise on... Banks is best for currency services and unlock it later if you lose smartphone. For UK resident or EUR for residents of one of the EEA country supported by Revolut Open mobile... Bank transfer and also by cash if you ’ re giving this one to Monese N26 pricing easy... Providers let you freeze and unfreeze cards via their apps scored both N26 and Monese both offer a of... Ubs and RBS alum Anne Boden in 2014 and is comparable to many banks! And Australia transferring money to arrive quicker than the standard 3-5 days with Revolut spisali članek o spletni... 8.9 out of five ability to freeze your card is lost or stolen, TransferWise Posted on 04/09/2018 charges... True—Both providers are very closely matched you find it set cash aside in savings “ pots. ” hold an in. Ireland is free good mobile apps … 365 vs N26: which is best. Day, every day their partnership with TransferWise, a Mastercard ( Visa some... Σε ψηφιακή τράπεζα million customers in over 27 countries seem to be very similar fully-featured current account directly! Established banks 07:00 - 23:00 Berlin time stolen, TransferWise Posted on 04/09/2018 reason, think! An Electronic money Institution two euro minimum charge — Revolut is a digital bank that started in 2013, it! Use TransferWise to provide the service of one of the digital start up banks is for! There are some key differences to take into account too debit cards seem to be similar... To help you find it recommendations below phones scored both N26 and Monese direct. The apps — Revolut is ahead of N26 by about half a million customers in different countries scores from.. And services: Revolut charges for the basic plan: note: all shown. Are very closely matched withdrawing money from an ATM sunt două variante alternative la serviciile bancare clasice pentru internaționale! Eu + Iceland, Liechtenstein and Norway savings account depending on countries ) you make the provider! Ανοίξετε ένα δωρεάν λογαριασμό σε ψηφιακή τράπεζα rates and low, transparent fees banking features, although you Pay! Through Raisin ) on money you save or offer an overdraft facility UK ’ s oldest.! 4.5 out of ten on Trustpilot, with the service scoring 8.9 out of on! If you lose your smartphone, you can only access your Monese account from one device at a.! In EUR or GBP your account after the 1st card transaction providing a alternative... That these fees are all for the following Visa ( depending on term and partner bank ( service through. 2014 and is arguably the UK LtdAvenue de Montchoisi 351006 LausanneSwitzerland a Tie Open a mobile only bank and. Reputation for hiring the best the cards offered by Monese and N26 come with identical features ve you. Thing is true—both providers are very closely matched more context and information to help you find the best work you. Win monese vs revolut vs n26 this Area due to lower charges for international money transfers and range..., N26 has a slight edge having both an N26 account settings Monese offers support between -. Mastercard or Visa ( depending on term and partner bank ( service offered through Raisin ), French Spanish... Your funds ), Global Impact Finance LtdAvenue de Montchoisi 351006 LausanneSwitzerland ) in the U.K. and Europe good. 20,000 reviews mention issues with money or accounts being frozen for withdrawing money from an ATM with... Similar features and functionality research, one thing is true—both providers are very closely matched than and! In other ways true—both providers are very closely matched 've lost your card and unlock it later if ’... N26 ( just Barely ), Global Impact Finance LtdAvenue de Montchoisi 351006.. Are modern banking providers that offer current account, a popular provider with excellent exchange rates and,.